With over 30 years of mortgage lending experience, I am dedicated to providing expert guidance and personalized solutions for all your home financing needs. Whether you're a first-time homebuyer, seasoned investor, or seeking to refinance, I have the knowledge and resources to help you find the perfect loan. Specializing in new construction and renovation financing, I also offer expertise in resale transactions and personal financial analysis. As an Accredited Mortgage Banker and long-time resident of Virginia Beach, I am committed to serving my community with integrity and professionalism. Contact me today to explore your options and achieve your homeownership goals. Applications are conveniently accepted by phone or appointment.