**Mortgage Loan Officer | Bay Capital Mortgage**
Since 2004, Billy has guided clients through successful home financing journeys. As a Loan Officer with Bay Capital Mortgage, he delivers personalized service, empowering borrowers with financial knowledge and a clear understanding of the mortgage process. Billy specializes in creating seamless, transparent loan experiences.
Licensed in Maryland, DC, and Virginia.
Bay Capital Mortgage Corporation NMLS ID #39610 (www.nmlsconsumeraccess.org). Equal Housing Lender. Loan approval subject to credit and property evaluation. This is not a guarantee to extend consumer credit.