Seasoned Mortgage Expert fluent in Cantonese and Mandarin. Leveraging 25 years of experience in the mortgage industry, I guide clients through the complexities of home financing. I specialize in tailoring loan solutions to individual needs, ensuring a smooth and efficient process from application to closing. My deep understanding of market trends and lending regulations allows me to provide expert advice and secure competitive rates. I am committed to building lasting relationships and helping clients achieve their homeownership dreams.