**Mortgage Expert | Unlock Your Homeownership Dreams**
Since 1995, I've been dedicated to securing the most competitive mortgage rates and minimizing costs for my clients, all while delivering exceptional service. Whether you're a first-time buyer, upgrading your home, or an experienced investor, I offer tailored loan solutions to fit your unique needs.
My expertise includes a comprehensive suite of loan products: FHA, Conventional, and VA loans for both purchase and refinance. I also specialize in Non-QM options like Bank Statement, No Ratio, ITIN, and Investor DSCR loans, providing pathways to homeownership for diverse financial situations. Let's discuss your goals and find the perfect mortgage solution for you.