With decades of experience in the mortgage industry, I am a seasoned loan officer at American Pacific Mortgage, dedicated to providing straightforward, honest, and knowledgeable service to clients in Sacramento and beyond. Specializing in home purchase loans and refinance options, I prioritize educating and empowering my clients to make informed decisions. My extensive background includes teaching real estate and finance at various institutions, such as San Joaquin Delta College and the Los Rios Community College District, as well as instructing continuing education courses for real estate professionals. I have also held leadership positions in numerous industry and community organizations, including the California Association of Mortgage Professionals and the Sacramento Home Loan Counseling Center. Contact me today for expert guidance and a touch of humor as you navigate the home loan process.