With over 25 years of experience and $800 million in closed residential loans since 1994, I am dedicated to providing fast, low-cost, and hassle-free mortgage solutions. My focus is securing the lowest possible interest rates, often outperforming local banks and saving clients thousands of dollars. Utilizing state-of-the-art e-commerce technology, including a collaboration with IBM, I offer a secure and streamlined mortgage experience with 24/7 access to loan documents. My commitment is to close loans in 20 business days or less, significantly faster than the industry average, saving you both time and money.