Solvang, California based Bonnie Holdren is your dedicated mortgage expert at Montecito Bank & Trust. Specializing in conventional mortgage loans, Bonnie guides clients through every step, simplifying the application process and ensuring a smooth path to homeownership. Available from 9 AM to 5 PM, she leverages her in-depth knowledge to facilitate successful mortgage approvals. Contact Bonnie today for personalized support and expert guidance on your conventional mortgage needs.