With over 30 years of experience in the mortgage industry, I am dedicated to helping families achieve their homeownership dreams. I pride myself on educating clients and maintaining clear communication throughout the loan process, ensuring a smooth and stress-free experience. My expertise includes a comprehensive understanding of various loan programs, such as Conventional, FHA, VA, and USDA, as well as other specialized options. Whether you're a first-time homebuyer, seasoned investor, or looking to refinance, I am committed to finding the perfect loan solution tailored to your unique needs.