Experienced Mortgage Loan Officer specializing in tailored home financing solutions. Since 2008, I've helped clients navigate the mortgage process with clear communication and personalized service. My background in real estate and a degree in housing from the University of Georgia provide a unique understanding of your needs. I offer competitive rates and a range of loan products, including Conventional, FHA, VA, USDA, construction, renovation, and physician loans. I prioritize your best interests, ensuring a smooth and informed experience from application to closing and beyond. Contact me for upfront, reliable mortgage guidance.