Texas-based mortgage loan officer Brandy Renfro guides families nationwide toward confident homeownership. Renowned for exceptional service and a personal touch, Brandy streamlines the loan process, delivering fast closings and clear communication. Specializing in FHA, VA, and Conventional loans, plus Texas Down Payment Assistance (DPA) and refinancing options, she consistently earns 5-star reviews from clients and real estate professionals. Contact Brandy today for a people-first lending experience. NMLS [Insert NMLS Number Here].