Experienced loan officer specializing in VA and renovation loans in Alabama, Tennessee, and Georgia. Dedicated to serving active military, veterans, and all borrowers with tailored mortgage solutions. Over 23 years of industry expertise ensures on-time closings and optimal loan structures. Certified in VA Renovation and Investment Renovation loans, including FHA 203k and Fannie Mae HomeStyle. Offering 5-day commitments and expertise in financing renovations, remodels, and additions. Commercial lending also available. Community-focused and committed to finding the perfect loan to meet your unique needs.