Seasoned Mortgage Advisor specializing in residential lending for over two decades. Expertise includes new construction, real estate, and mortgage financing. I provide tailored loan solutions including Conventional, FHA, VA, USDA, HomeReady, Renovation, New Construction, Physician, and Jumbo loans. Access down payment assistance programs through Federal Home Loan Bank of Chicago and Illinois Housing Development Authority grants/bonds. Financing available for primary residences, second homes, and investment properties. Let my experience guide you to the perfect mortgage.