Seasoned Mortgage Loan Officer with a decade of experience guiding clients through the complexities of home financing. Specializing in Conventional, FHA, Jumbo, VA, USDA, and MHFA loans for both new purchases and refinancing. I excel at simplifying the mortgage process, particularly for first-time homebuyers, ensuring a smooth and informed experience. My passion lies in tailoring loan solutions and down payment strategies to maximize affordability and achieve your homeownership goals.