Hampton Roads mortgage expert Brian leverages 25+ years of banking experience to guide clients through the home buying process. Specializing in Conventional, FHA, VA, and first-time homebuyer programs, Brian's deep understanding of credit and loan options ensures a smooth and successful transaction. An East Carolina University graduate and Tidewater Mortgage Bankers Association board member, he's dedicated to serving Virginia and North Carolina communities. When he's not helping clients achieve their homeownership dreams, Brian enjoys time in the Outer Banks and on the golf course. OVM Financial powered by AnnieMac Home Mortgage, an equal housing lender. NMLS ID# 338923 (http://www.nmlsconsumeraccess.org) https://annie-mac.com/pages/licensing