Experienced Loan Officer specializing in refinance solutions. Since 2010, I've guided homeowners toward their financial objectives, leveraging my economics background to secure optimal loan programs. Whether you seek monthly savings, a shorter loan term, or debt consolidation, I offer personalized service and expert advice. Proficient in FHA, VA, and Conventional loans, I'm committed to finding the perfect fit for your unique needs. Let's explore your refinance options together.