Richmond, Virginia native and seasoned Mortgage Loan Officer with 21 years experience, including roles at wholesale lenders and national banks. Expertise spans all mortgage types, with a passion for guiding Veterans through the VA Home Loan process. Recognized subject matter expert on VA mortgages. Prior to mortgage banking, served as a Sergeant in the United States Marine Corps (discharged 2002). Education includes Fork Union Military Academy and a Mortgage Banking certificate from California State University, Fullerton. Relocated back to Richmond in 2005 after beginning my career in Orange County, California. Proud father of four.