Florida mortgage expert serving the Tampa Bay area since 2000. As a licensed Florida Real Estate Broker and Mortgage Loan Originator (#220058), I specialize in Florida mortgages, offering personalized service statewide. Based in Odessa, I leverage Innovative Mortgage Services, Inc., a Florida licensed Correspondent FHA/VA Lender, to provide competitive Conventional, FHA, VA, and USDA loan options for purchase or refinance. Low down payment options available, including 3% down Conventional, 3.5% down FHA, and 100% financing for qualified USDA and VA borrowers. Contact me today to explore your mortgage possibilities. brian.walek@gmail.com 813-920-8500