Brian Padelford is a dedicated Loan Originator with strong roots in Phoenix. With over 28 years of marriage and four children, Brian is deeply involved in the local community. As a Home Loan Strategist, he prioritizes a client-focused approach, offering comprehensive loan strategies beyond just rates and costs. Brian's total cost analysis includes a review of factors like rate, term, insurance, tax benefits, and amortization. He empowers clients to make well-informed decisions by tailoring loan programs to maximize their net worth, both immediately and in the future.