Seasoned mortgage expert with 20+ years experience in Michigan and Florida, specializing in seamless loan origination. Proven ability to navigate the entire mortgage process, from application to closing, with expertise in processing, underwriting, and closing procedures. Proficient in approving diverse loan types, including first-time buyer, FHA, VA, Jumbo, Conventional, New Construction, and Reverse Mortgages, for refinance, purchase, primary residences, second homes, and investment properties. Dedicated to exceptional customer service, providing comprehensive education, personalized lending solutions, proactive communication, and expert guidance for a smooth, timely closing.