Golden Empire Mortgage, Inc. (GEM) is a family-owned, full-service mortgage banker operating in California, Arizona, Colorado, Florida, Idaho, Indiana, Nevada, Oregon, Texas, and Washington. Since 1987, GEM Mortgage has focused on providing quality home loan products with a commitment to compliance and exceptional customer service. Based in Bakersfield, California, Golden Empire Mortgage simplifies the home loan process for its customers. Search online for more information or visit our website to find a branch location near you.