San Diego Area Sales Manager with Bay Equity Home Loans. For 32 years, I've built my mortgage career on integrity, clear communication, and relentless dedication to my clients' financial well-being. Navigating today's complex mortgage landscape requires an experienced hand. I offer personalized financing solutions for homebuyers and those seeking to refinance. Let's discuss your unique needs and goals. Contact me today for expert guidance and a seamless mortgage experience. Referrals are always welcome.