Capitola, California based Camac Serna is your dedicated mortgage expert at Bay Federal Credit Union. Specializing in conventional mortgage loans, Camac guides individuals and families through the home financing process with ease. Available during standard business hours (9 AM - 5 PM), he leverages his in-depth knowledge to secure the right conventional loan solution for your unique needs. Contact Camac today for personalized mortgage services and a smooth path to homeownership.