South Hill, Virginia residents seeking expert mortgage guidance can connect with Candace Howerton, a dedicated Loan Officer at FirstCitizens Bank & Trust Company. Candace specializes in simplifying the home buying journey, offering personalized mortgage solutions tailored to your unique financial situation. From 9 AM to 5 PM, she leverages her in-depth knowledge to secure competitive rates and ensure a seamless, efficient loan process. Let Candace help you achieve your homeownership dreams with exceptional service and a commitment to your individual needs within the South Hill community.