Toccoa, Georgia homebuyers, meet Candice Ellard, your dedicated mortgage expert at FirstCitizens Bank & Trust. Candice simplifies the financing process, guiding you through every step to secure the ideal loan solution. With extensive knowledge of the mortgage industry, she offers personalized service and comprehensive loan options. Connect with Candice during business hours, 9 AM to 5 PM, and let her expertise turn your homeownership dreams into reality.