Southeast Michigan Loan Officer specializing in residential mortgages at The State Bank. I help clients purchase, build, or refinance homes, particularly in Macomb and Oakland Counties, with lending available nationwide. We offer unique programs like vacant land loans, single-close construction loans, and high-LTV HELOCs. As a Freddie Mac direct lender with local processing, we provide streamlined approvals and quick closings, often under 30 days. Benefit from my 30+ years of lending expertise and personalized service. Call (248) 563-1686 for pre-approval or inquiries.