Kirkland, WA Home Lending Advisor with 5+ years experience. Carl specializes in guiding clients through the mortgage process, offering expertise in pre-qualification, fixed and adjustable-rate mortgages, vacation home financing, condo/co-op loans, conforming loans, and jumbo mortgages. Whether you're a first-time buyer, upgrading, downsizing, or seeking a second home, Carl provides personalized mortgage solutions. He analyzes your financial situation to identify the best options, clearly explains the process, and ensures a smooth, positive experience. Contact Carl today for expert mortgage advice.