Mortgage expert Carlene helps you navigate the biggest financial decision of your life: homeownership. She empowers clients through every stage of buying or refinancing, providing clear guidance and personalized solutions. Carlene's extensive mortgage background allows her to expertly assist first-time buyers, those seeking new homes, and homeowners exploring refinance options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, Carlene is dedicated to finding the ideal mortgage tailored to your unique needs.