Experienced Loan Officer dedicated to empowering homebuyers and optimizing mortgages. With over 20 years in the mortgage industry, including origination, secondary marketing, processing, and underwriting, I provide expert guidance to secure the right financing for your dream home. I also specialize in helping current homeowners reduce their mortgage rate, shorten their term, or consolidate debt. My comprehensive background ensures a smooth and informed lending experience. Let's work together to achieve your homeownership goals.