Carlos Camargo (NMLS #362**7) is a Senior Loan Officer, Branch Manager, and Reverse Mortgage Specialist at Open Mortgage, LLC, leading the Ventura County Reverse Mortgage Branch in Ventura, CA. A Certified Instructor for the American CE Institute, Carlos leverages extensive experience in banking, real estate, and technology, including service in the US Air Force and Fortune 500 companies. He specializes in FHA HECM reverse mortgages, serving clients in Oxnard, Ventura, and surrounding areas like Camarillo, Thousand Oaks, and throughout Los Angeles and Santa Barbara Counties. Carlos is a trusted expert and speaker, providing reverse mortgage education for organizations like the Ventura County Coastal Association of Realtors (VCCAR).