El Cerrito, CA mortgage expert Carlos Pennington at U.S. Bank helps clients achieve their homeownership dreams. Specializing in mortgages, Carlos guides individuals through every step of the financing process, whether purchasing a new home or refinancing an existing mortgage. He provides personalized service and expert advice to El Cerrito residents, simplifying complex decisions and securing the best possible loan terms. Connect with Carlos Monday-Friday, 9 AM to 5 PM, for dedicated mortgage assistance.