Chico, CA Loan Officer Carlos Zarate at U.S. Bank National Association helps clients achieve their homeownership dreams through conventional mortgage financing. Serving the Chico area, Carlos expertly guides borrowers through the mortgage process, simplifying complex applications and securing competitive loan terms. Available 9 AM to 5 PM, he prioritizes efficient and effective mortgage solutions tailored to individual needs. Contact Carlos today for personalized mortgage assistance and a seamless home buying experience.