Owings Mills, Maryland, mortgage expert Carlos Ayala Jr. at PNC Bank, N.A., helps clients navigate the home buying process. Specializing in mortgages, Carlos offers personalized service and in-depth industry knowledge to borrowers in Owings Mills and neighboring areas. Available 9 AM to 5 PM, he's ready to discuss your mortgage options and guide you toward the best financing solution. Contact Carlos today for expert mortgage assistance.