Billings, Montana: Connect with Carmela Waddle, your dedicated mortgage expert at VALLEY FINANCIAL CREDIT UNION. With deep roots in the Billings community, Carmela offers personalized mortgage solutions and expert guidance to help you achieve your homeownership dreams. Available 9 AM to 5 PM, she leverages her extensive mortgage industry knowledge to simplify the loan process and provide unwavering support. Serving Billings and surrounding areas, Carmela is committed to finding the right mortgage fit for your unique needs. Contact her today to explore your options.