Dedicated Loan Officer with 6+ years of banking experience, including roles as Teller, Customer Service Representative, and Loan Officer. Carmen is passionate about empowering borrowers through financial education and personalized loan solutions. Her background as a military spouse and immigrant fuels her commitment to providing exceptional, accessible service. Carmen excels at guiding first-time homebuyers, even offering seminars in Spanish. Holds degrees in Business Administration and Organizational Management, graduating top of her class. Currently based in Fort Riley, Kansas, with her family. Enjoys an active lifestyle, family road trips, fitness, and community events.