Cerritos Loan Officer specializing in VA, fixed-rate, and adjustable-rate mortgages, plus condo/co-op lending and first-time homebuyer programs. Fluent in Korean, I guide clients through every step, from pre-qualification to closing. Whether you're buying your first home, upgrading, downsizing, or seeking a vacation property, I'll analyze your financial situation and present tailored mortgage solutions. Expect clear communication, expert advice, and a smooth, positive lending experience. Let's find the perfect mortgage for your needs.