Yorktown, Virginia Loan Officer Carol Spence at 1st Advantage Federal Credit Union specializes in FHA and Conventional mortgages. She expertly guides clients through the entire loan process, from application to approval, ensuring a smooth and informed experience. Dedicated to securing optimal mortgage solutions, Carol leverages her in-depth knowledge of FHA and Conventional loan programs to find the best fit for each client's unique needs. Consultations are available Monday through Friday, 9 AM to 5 PM. Contact Carol today for expert mortgage advice.