California Licensed Loan Officer specializing in personalized mortgage solutions. I guide clients through the complexities of home buying, refinancing, and debt consolidation, securing competitive rates and optimal loan programs tailored to individual financial goals. Let me help you achieve your property dreams. Licensed by the Department of Business Oversight under the Residential Mortgage Lending Act 417-0015 Sierra Pacific Mortgage Company, Inc. dba Cornerstone Mortgage. Branch NMLS #259310.