Seasoned Loan Officer dedicated to client success for over 31 years. I specialize in tailoring mortgage solutions to individual needs, navigating clients through conventional, jumbo, FHA, VA, and reverse mortgage options. Beyond simply offering a 30-year fixed, I analyze each situation to identify the optimal loan product. For aspiring homeowners, I provide expert guidance on credit repair, financial planning, and loan structuring to pave the path to homeownership. My commitment is to empower clients with the knowledge and resources needed to achieve their financial goals.