Orange County native Chad brings 25+ years of mortgage expertise to homeowners and buyers. As a seasoned loan officer with a "Customer for Life" philosophy, he simplifies complex loan processes, offering personalized guidance and building lasting relationships. Chad excels at understanding individual financial needs, providing tailored loan solutions and unparalleled knowledge. Specializing in Self Employed Portfolio, Jumbo Loans, ARMs, conforming and high balance mortgages (FNMA/FHLMC), HARP refinancing, FHA, and VA Loans. Let Chad navigate your mortgage journey with expertise and care.