Tampa Bay Area Loan Officer specializing in tailored mortgage solutions. Serving Tampa, Brandon, Valrico, Riverview, and Sun City, I assist self-employed individuals, first-time homebuyers, and those with low-to-moderate income. Expertise includes FHA, VA, conforming, and jumbo loans. I provide clear guidance through pre-qualification, loan selection, and closing, ensuring a smooth and positive experience whether you're buying your first home, upgrading, downsizing, or investing in a second property. Let's discuss your financial goals and find the perfect mortgage fit.