Valencia, California based Charles Raphael Ramos is a dedicated Mortgage Loan Originator (NMLS [Insert NMLS Number Here]) at Pacific Lending LLC. Specializing in both conventional and FHA loans, Charles guides clients seamlessly through the entire mortgage application process. He provides expert assistance and personalized service to help you achieve your homeownership goals. Available weekdays from 9 AM to 5 PM. Contact Charles today for your mortgage needs.