Caruthersville, Missouri: Connect with Charles Cain III, your dedicated Mortgage Loan Officer at First State Bank and Trust Company, Inc. Specializing in conventional and FHA loans, Charles guides clients seamlessly through the entire mortgage process, from initial application to successful closing. Serving Caruthersville and the surrounding areas, Charles provides expert assistance and personalized solutions to help you achieve your homeownership goals. Available 9 AM to 5 PM.