Dedicated loan officer with 20+ years of home lending experience, guiding clients to successful homeownership. I leverage deep expertise in loan programs to deliver a seamless, client-focused experience. Your financial goals are my priority; I provide clear explanations and personalized solutions, including credit and down payment strategies. Committed to outstanding service and building lasting relationships. Proudly serving the community through Junior Auxiliary and Habitat for Humanity. Contact me today for expert guidance on your first home purchase, refinance, or next move.