Lawrence, MA Homebuyers: Meet Cheryl Destremps, your Merrimack Valley Credit Union Loan Officer. Specializing in conventional mortgages, Cheryl guides clients through every step of the financing process. With a focus on efficient and effective service, she helps Merrimack Valley residents achieve their homeownership dreams. Available Monday-Friday, 9 AM-5 PM. Contact Cheryl today for expert mortgage advice.