San Diego Loan Officer specializing in new home financing and refinancing since 2001. With extensive experience as a preferred lender for new home builders since 2005, I've guided countless families to homeownership. I also help clients secure lower rates through strategic refinancing. My commitment is 100% client satisfaction, achieved through clear communication and simplifying the mortgage process. I translate complex industry jargon into understandable terms, ensuring a smooth and positive experience from application to closing. Let me help you achieve your homeownership goals.