Dedicated loan officer Chris Young builds lasting client relationships with a positive, supportive approach. Since 1993, Chris has guided over 1,000 families through the home buying process, offering expertise in VA, Conventional, FHA, USDA, and VDHA loans. He specializes in 203k renovation loans, helping clients transform properties into their dream homes. Chris joined Atlantic Bay in 2009 and believes in treating every client with equal care and respect, regardless of loan size. Known for his approachable style, Chris prioritizes client comfort by answering their questions first. Beyond mortgages, Chris is a devoted husband, father, and active member of the Chesapeake community, volunteering for organizations like the Muscular Dystrophy Association.