Experienced Loan Officer specializing in tailored mortgage solutions. Leveraging 15 years of industry expertise to guide first-time buyers and seasoned investors alike. As a mortgage broker, I offer a diverse range of loan products beyond single-lender limitations. Expertise includes Conventional, FHA, USDA (100% financing), low down payment options, and construction loans (including one-time close). Offering fixed-rate mortgages (10-30 year) and non-conforming loans like bank statement programs. Let my knowledge and product selection simplify your home financing journey.