Your trusted home loan partner in Western Kentucky and Tennessee. I guide you through every step, matching your unique needs with the ideal financing solution. River Valley AgCredit offers diverse options beyond agriculture, including purchase, construction, refinance, and lot acquisition. Benefit from competitive rates, flexible terms, and local expertise backed by the nationwide Farm Credit System since 1916. We provide conventional loans (up to 97%), in-house loans (up to 85% without PMI), and government loans (FHA, VA, USDA/RD up to 100%). Fixed rates available up to 30 years, with no acreage limits. Contact me today to explore your homeownership dreams.