San Antonio Mortgage Expert: Christa Gutierrez at Nations Reliable Lending. With 10 years lending experience, including 6 as a Mortgage Loan Officer, Christa leverages her background in loan processing to ensure smooth transactions. Specializing in Conventional, FHA, VA, and USDA loans for purchases and refinances, she's dedicated to exceeding client expectations with exceptional service, including availability during evenings and weekends. A Detroit native and Arizona State University alumna, Christa serves all Texas and Arizona counties. As a member of a military family in Military City USA, Christa is passionate about assisting Veterans, first responders, and first-time homebuyers. Licensed in Texas & Arizona.