Seeking homeownership? As a loan officer with 1st Liberty, a division of Sun West Mortgage Company (NMLS 3277), I specialize in purchase market financing and manual underwriting. Sun West, established in 1980, is a top privately held mortgage company known for "old school," common-sense lending. We're not just about credit scores; we help borrowers across the spectrum, even those with lower scores, achieve their dreams. Unlike many lenders, we manually underwrite loans, digging deeper to understand your unique situation and find compensating factors. We overcome automated system denials, offering solutions when others can't. We are a direct lender with in-house underwriters and service over 90% of our loans. Let's explore your homeownership possibilities.